Why I Joined the Johnson County Library Foundation Board

Earlier this year I joined the Johnson County Library Foundation Board, and I've been meaning to write about it because it feels like more than just a volunteer commitment. It feels like a full-circle moment. I grew up in a small town [...]

Why I Joined the Johnson County Library Foundation BoardCassie Pfannenstiel2026-04-21T13:39:45+00:00

Can You File Chapter 7 Bankruptcy While Behind on Rent in Kansas or Missouri?

Falling behind on rent can be incredibly stressful, especially if you're facing eviction. If you’re considering filing for Chapter 7 bankruptcy in Kansas or Missouri, it’s important to understand how this decision might impact your situation with late rent payments. This guide [...]

Can You File Chapter 7 Bankruptcy While Behind on Rent in Kansas or Missouri?Cassie Pfannenstiel2026-04-21T13:40:08+00:00

Is My Social Security Income Protected from Creditors?

A Lifeline for Those Living on Social Security Living paycheck to paycheck on Social Security income can feel overwhelming, especially when creditors start calling. You might wonder, Can they take my Social Security? The good news is that Social Security income is [...]

Is My Social Security Income Protected from Creditors?Cassie Pfannenstiel2026-04-21T13:41:18+00:00

What to Do If You Receive an Order for a Hearing in Aid in Execution of Judgment in Kansas

When the Sheriff Comes Knocking Life happens—job loss, illness, or simply the rising cost of living—and bills pile up faster than you can manage. Ignoring collection calls and letters might seem like the easiest solution in the moment, but then one day, [...]

What to Do If You Receive an Order for a Hearing in Aid in Execution of Judgment in KansasCassie Pfannenstiel2026-04-21T13:41:20+00:00

Can You File Chapter 7 or Chapter 13 Bankruptcy with Perfect Credit

The Myth: Perfect Credit Means No Bankruptcy One of the most persistent misconceptions about bankruptcy is that it’s only for those with poor credit or missed payments. This couldn’t be further from the truth. In reality, many individuals with perfect credit scores [...]

Can You File Chapter 7 or Chapter 13 Bankruptcy with Perfect CreditCassie Pfannenstiel2026-04-21T13:41:25+00:00

Will I Be Responsible for My Spouse’s Pre-Marital Debt?

When you get married, your spouse’s pre-marital debt doesn’t automatically become your responsibility. However, it’s not that simple, as pre-marital debt can still impact your financial future together. What Is Pre-Marital Debt? Pre-marital debt is any debt your spouse has incurred before [...]

Will I Be Responsible for My Spouse’s Pre-Marital Debt?Cassie Pfannenstiel2026-04-21T13:41:31+00:00

What Happens to My Credit Score When I File for Bankruptcy?

Will Bankruptcy Ruin My Credit Score? Filing for bankruptcy is often seen as a last resort for many people overwhelmed by debt. One of the most common concerns is how bankruptcy will affect your credit score. The good news is that while [...]

What Happens to My Credit Score When I File for Bankruptcy?Cassie Pfannenstiel2026-04-21T13:42:17+00:00

Should You Represent Yourself in a Bankruptcy Case or Hire a Kansas City Bankruptcy Attorney?

Do I Have to Hire a Bankruptcy Attorney? The short answer: No, you’re not required to hire a bankruptcy attorney. Legally, you can represent yourself in bankruptcy court, a process known as filing "pro se." But just because you can doesn’t always [...]

Should You Represent Yourself in a Bankruptcy Case or Hire a Kansas City Bankruptcy Attorney?Cassie Pfannenstiel2026-04-21T13:42:21+00:00

Can Bankruptcy Relieve You From Cosigned Debt?

Can Bankruptcy Relieve You From Cosigned Debt? Yes, filing for bankruptcy can help you address cosigned debts and protect you from creditor actions. Whether it’s a loan with a friend, relative, ex-spouse, or partner, cosigners (or codebtors) are treated equally liable for [...]

Can Bankruptcy Relieve You From Cosigned Debt?Cassie Pfannenstiel2026-04-21T13:42:33+00:00

Do I Need to List All Creditors When I File for Bankruptcy? Here’s What You Need to Know

Filing for bankruptcy can feel overwhelming, but it is a critical step toward gaining control over your financial future. One of the key aspects of the bankruptcy process is ensuring that all your creditors are notified. You might wonder, "Do I really [...]

Do I Need to List All Creditors When I File for Bankruptcy? Here’s What You Need to KnowCassie Pfannenstiel2026-04-21T13:42:45+00:00

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