Bankruptcy Archives - Page 2 of 4 - Bloom Legal Advisors

Most Common Reasons People File Bankruptcy

Bankruptcy is often a result of a series of unfortunate financial events. While each person's situation is unique, certain reasons consistently lead individuals to seek bankruptcy relief. Here are the top 5 reasons people file for bankruptcy: 1. Loss of Income One [...]

Most Common Reasons People File BankruptcyCassie Pfannenstiel2026-04-21T13:41:00+00:00

What Bankruptcy Options Are Available to You? Chapter 7, Chapter 13, Chapter 20?

When it comes to bankruptcy, consumers have several options depending on their financial situation and goals. The most common types are Chapter 7 and Chapter 13, but there is also a strategy sometimes referred to as Chapter 20, which combines the benefits [...]

What Bankruptcy Options Are Available to You? Chapter 7, Chapter 13, Chapter 20?Cassie Pfannenstiel2026-04-21T13:41:07+00:00

How Can Bankruptcy Help Reinstate a Suspended License?

Introduction: Get Back Behind the Wheel Is your suspended driver’s license causing stress and limiting your ability to get to work, school, or care for your family? The good news is that bankruptcy might offer a path to reinstate your license, [...]

How Can Bankruptcy Help Reinstate a Suspended License?Cassie Pfannenstiel2026-04-21T13:41:11+00:00

Will the Trustee Come to My Home During Bankruptcy in Kansas City?

What Happens to Your Property in Bankruptcy? Filing for bankruptcy can bring a lot of questions and concerns, especially about your personal property. Many people worry about whether the bankruptcy trustee will visit their home or seize their belongings. Here’s the good [...]

Will the Trustee Come to My Home During Bankruptcy in Kansas City?Cassie Pfannenstiel2026-04-21T13:41:15+00:00

Is My Social Security Income Protected from Creditors?

A Lifeline for Those Living on Social Security Living paycheck to paycheck on Social Security income can feel overwhelming, especially when creditors start calling. You might wonder, Can they take my Social Security? The good news is that Social Security income is [...]

Is My Social Security Income Protected from Creditors?Cassie Pfannenstiel2026-04-21T13:41:18+00:00

Understanding Proof of Claim in a Bankruptcy Case

What Is a Proof of Claim? A Proof of Claim is a standardized form used in bankruptcy cases, allowing creditors to declare the amount of money they believe they are owed. Filing this form is essential for creditors who want to receive [...]

Understanding Proof of Claim in a Bankruptcy CaseCassie Pfannenstiel2026-04-21T13:41:22+00:00

Can You File Chapter 7 or Chapter 13 Bankruptcy with Perfect Credit

The Myth: Perfect Credit Means No Bankruptcy One of the most persistent misconceptions about bankruptcy is that it’s only for those with poor credit or missed payments. This couldn’t be further from the truth. In reality, many individuals with perfect credit scores [...]

Can You File Chapter 7 or Chapter 13 Bankruptcy with Perfect CreditCassie Pfannenstiel2026-04-21T13:41:25+00:00

Will I Be Responsible for My Spouse’s Pre-Marital Debt?

When you get married, your spouse’s pre-marital debt doesn’t automatically become your responsibility. However, it’s not that simple, as pre-marital debt can still impact your financial future together. What Is Pre-Marital Debt? Pre-marital debt is any debt your spouse has incurred before [...]

Will I Be Responsible for My Spouse’s Pre-Marital Debt?Cassie Pfannenstiel2026-04-21T13:41:31+00:00

Where is a Kansas Bankruptcy Case Filed?

In Kansas, bankruptcy cases are filed in U.S. Bankruptcy Court, which is part of the Federal District Courts. Your attorney will file your case electronically through the court system. While other types of cases, like divorce or probate, are filed in one [...]

Where is a Kansas Bankruptcy Case Filed?Cassie Pfannenstiel2026-04-21T13:41:39+00:00

Chapter 7 Bankruptcy and Traffic Tickets

Will Chapter 7 bankruptcy get rid of my traffic tickets? Simple Answer: No. In most cases, traffic/parking tickets are not dischargeable in Chapter 7 bankruptcy, as they are usually owed to a government agency. Bankruptcy laws protect the government’s ability to collect [...]

Chapter 7 Bankruptcy and Traffic TicketsCassie Pfannenstiel2026-04-21T13:41:43+00:00